At Online California Title Loans in Chino Hills our goal is to help families, individuals, homeowners, or businesses get the money they need–when they need it–as efficiently and effectively as possible. An automobile title loan, also known as a car title loan, pink slip loan, or vehicle collateral loan is a quick and relatively easy way to get cash you need quickly. Whether it is because you need a vacation, or have some unexpected expenses we are here to help. Many times people need to borrow money quickly because of unexpected emergency bills–such as a hospital visit, a home repair, a car repair, or any number of other bills that can arise unexpectedly. We provide service to all areas of and include such neighborhoods as Sleepy Hills in Chino Hills, to Western Hill Oaks, California. This includes zip codes from 91710, 92887, 92823, 91766, 91765, 92886 and surrounding cities in San Bernardino, County.
How do car title loans work in Chino Hills??
A vehicle collateral loan, also known as a auto title loan, works by borrowing against the equity in your car, suv, or pickup truck (motorcycles and boats can also sometimes qualify). The lender will loan the borrower a percentage of the fair-market resale value of the car. So, for example if you have a 2014 Honda Accord that is paid off, and the resale value of that car is $20,000, the lender could choose to lend you anywhere from $12,000 to $16,000.
Other factors may come into play including your monthly income, the ability to prove your monthly income, past credit history (although this is not as important as it is from borrowing from traditional banks and credit unions) and the condition of your car or truck. A lender will also generally ask for personal and professional references. Usually, people get a title loan in Chino Hills for a short-term emergency, but the lender will generally give borrowers anywhere from 2 to 3 years to pay off the loan.
The lender is then on the title in exchange for borrowing the money. You get to keep your car, truck, SUV, or motorcycle while you are borrowing the money.
As with any financial product it is important to read the fine print and realize that there are both pluses and minuses when getting a pink slip loan in Chino Hills.
Some of the pluses include:
- SPEED! You can get money quickly. So if you have an emergency you can get money much faster than a traditional credit union or bank.
- Your credit history isn’t as important when getting a title loan
- You don’t need to be making a lot of money.
- Instead of working with banks and credit unions, which are notoriously slow, you can get your money quickly.
- Unlike a car pawn, you can continue to drive your vehicle around
- But, with most things in life there are potential downsides to getting a vehicle title loan. Some of these potential downsides include:
- Higher interest rates than you normally get at a traditional lender like a credit union, or a bank
- And, most importantly, if you don’t make your monthly payments the company who lends you money can (and likely will) repossess your car from you. Of course that is true with any place who finances your car.
How fast can you get money when getting a automobile title loan in Chino Hills, California?
A frequent question we are asked, when someone is in need of money quickly, is how fast can they receive the money. If you are facing medical bills, the repossession of a vehicle, funeral arrangements, or other urgent situations the answer you want to hear is FAST. To be forthcoming you can get the money you need in most cases in as little as 24 to 72 hours. That depends on how fast the lender is moving, how many loans the lender is trying to make, and how quickly you get the auto title lender the required documentation you need. The lender is going to want to see full coverage insurance, a clear title free of liens, identification, pictures of the car or truck, and generally some personal and professional references. The good news is, even if your vehicle does not qualify you can still qualify for a personal loan.
How do you apply for a title loan in Chino Hills?
The process to get your money is straightforward. Just simply fill out the application form, or call us at (909) 297-1468. Best of all, there are no costs to call and no commitments. We can begin the process for you even if you do not have all the required information. The main thing is that you do not delay. You’ll also need to have the approximate mileage of your vehicle, along with the make, model, and any other important details.
Advice for you: What you should ask about when you consider getting an car title loan in Chino Hills:
At Online California Car Title Loans we want you to get a car title loan from us and be happy with the experience. So, you should first ask how long you have to pay back the loan. The first person you speak with may not be able to answer all your questions, but a loan processor will. The second thing you should ask about is what different programs are available for your vehicle.
- The Advantages of Online California Title Loans:
- A simple phone call or easy application form
- Interest Rates That are Competitive
- Different Loan Programs Are available
- Loans between approximately $2,510 and up to $50,000
- Dozens of Locations in California for your convenience
- “No Pressure” Support Team that is Knowledgeable
At Online California Car Title Loans Chino Hills we have built a team of people whose sole focus is getting you the cash you need as quickly as possible. You won’t be prejudged on your past credit history, or your needs. We will answer all the questions you have to the best of your ability. We strive to treat everyone with respect and no matter if you decide to go with us, or with another company we won’t pressure you. Between our team of people we have many years of experience.
Why Should You Apply for a Title Loan Online?
You can rest assured that if you need to get a car title loan in Chino Hills, California we have created a very streamlined process that will help you get money as quickly as possible. Whether you decide to call or fill out the application you will then speak to a dedicated loan specialists. This specialist will work with you and your budget to help create a payment plan that will be suited and custom made for you. Then, once you are approved all you have to do is get your money. Keep in mind that sometimes you can get the money the same day you apply for a loan, and that there is no cost or obligation to call.
Online California Title Loans Get Funded Quickly!
If you need money don’t delay. Don’t let stress continue to get to you. We have a dedicated phone team with reps and an office that is open 7 days a week–from early morning until the evening. If for some reason nobody answers, just leave a message and someone will return your call promptly.
And, one other option: We also have Car Title Pawn Programs and, in some cases unsecured loans.
At Online California Title Loans we receive thousands and thousands of calls a month.
The last thing we want to do is waste your time, or our time. Whatever financial jam you are in–big or small…we’re here to help. Just take a deep breathe,relax, and let us take over.
And Don’t Forget! If you have had a foreclosure in the past, or a bankruptcy, or medical bills, you still may be able to get an automobile title loan.
Many times people forget that they can qualify for a title loan even if they have bad credit or a poor credit history. The loan you get will be determined by several factors–the biggest one being the fair market resale value of your vehicle. Your family and you deserve to handle this emergency right away. At Online California Car Title Loans we will help you get the freedom you need as quickly as possible. Call us today at (909) 297-1468 or apply online now.
Chino Hills, California: Did you know?
Chino Hills is located in San Bernardino County, which is actually considered a suburb of Los Angeles. The population was around 75,000 as of 2010. Chino Hills has, according to Heavy.com the 6th highest income in the United States. Orange County is south of San Bernardino, and Riverside County is to the east. To learn more about Chino Hills, California just visit the main website here.