Here s the problem:
You are in need of cash, fast. You’ve obviously done a little Internet searching and have learned how great car title loans can be. Also, you may have discovered how California is one of only 20 states which allows people to use their car title to secure a loan.
How to get a car title loan fast
Now, you’re hoping to apply and get the money you need quickly. There is great news for you, Online California Title Loans are typically quick and easy to obtain.
Many times, people have the money they need within just 24 hours!
Before this can happen, you need to get prepared and make sure you have everything you need ready to go before you call.
Application Checklist for Car Title Loans
Which documents do you need to get started on a car title loan? Here is a list of the items you will want to gather:
A Valid Drivers License – This is pretty standard. To obtain a car title loan, you need to be 18 years or older and your drive’s license is what shows this proof.
You’ll want to also have your mailing address ready to provide when you contact the title loan office
A Vehicle Title with No Liens – A lien means that you have a loan you have taken out on your vehicle. In order to qualify for a car title loan, you must fully own your vehicle. If you do have a loan on your vehicle, don’t worry:
Online California Title Loans can determine whether there are liens on your title quickly and if there is a lien, we might be able to help you get out of it by rolling it into the new loan. Do not let this keep you from reaching out. We may still be able to get you the cash you need.
A car title loan can be taken out on any type of vehicle, not just a car. This can include, trucks, RVs and boats. The only stipulation is that they are worth more than $2000. So, as long as you don’t have any liens, you can take a loan out on any type of vehicle.
These are the items that help us determine the amount you will receive for your loan:
- Miles on the vehicle
- Make and model
- Current resale value
- Current Pay Stubs and Proof of Insurance
We have plenty of loans to offer you. We can design a loan that meets your specific needs. However, we need you to provide us with proof that you bring in at least $1200 a month and we need to know you have insurance on the vehicle.
You should be aware, though, that you can still get approved even if your income comes from retirement or disability. It just has to total more than $1200 and you will be eligible for a title loan
That’s All You Need! Just to recap, to apply you need:
- Lien-free car title
- Drivers license
- Pay stubs or proof of income over $1200 per month
- Proof of auto insurance
All you need to do is call Online California Title Loans at 855-910-8628
and we will be able to tell you right away if you qualify for a loan. Once approved, just provide us with the appropriate documents and you can be well on your way to getting the cash you need. If everything goes according to plan, you could have the money in your hands in just 24 hours!